- Humanitarian Project Funding •
- Business Acquisition Funding •
- Government Project Funding •
- Land Development Funding •
- Church Project Funding •
- Motion Picture Funding •
- Contract Financing Government •
- Project Funding Worldwide •
- Lending •
- General information, Term, Condition, Procedure for all viable projects finance funding •
- 100% project financing 10% of loan with SBLC/BG •
- International advisory consulting •
- Lenders & Investors •
- Mining Funding •
- Energy •
- Construction •
- Real Estate Funding •
- Bank Guarantee •
- Medium Term Loans •
- Standby Letters of Credit •
- Bonds •
Due Diligence
The Equity Capital & Securities London team has 25 years of cumulative experience in investing, evaluating and structuring venture capital, Joint Venture, Project Loans and investments globally. Our own investment experience gives us insight in analyzing opportunities and the operating assumptions behind various business opportunities. Our due diligence team also includes expert lawyers, accountants, specialist ECO companies, architects and so on.
Equity Capital & Securities (London) due diligence process
Throughout each step of the due diligence process, the Equity Capital & Securities London team screens and investigates all aspects of each application submitted to Equity Capital & Securities London or independently instructed by a bank, private or company investor and lending institutions.
Why a Due Diligence
The "Due Diligence" is a process whereby Equity Capital & Securities London seeks sufficient information about a business entity to reach an informed judgment as to its value for a specific purpose.
A Due Diligence can also be performed in a wide variety of other situations such as:
- A Firm considering a potential acquisition
- An Investment Banker considering underwriting a public security offering or promoting a Private Placement
- A Banker considering the making of a loan
The Due Diligence investigation is normally carried out with the knowledge and cooperation of the management of the entity being investigated.
Should Equity Capital & Securities (London) be mandated to execute a Due Diligence, either to realize an in-house transaction or be appointed by a third party in connection with the situations above-mentioned and/or other situations, Equity Capital & Securities (London) will thoroughly review, without being limited to, the following activities of the subject entity:
- Overview of entity
- Capitalization and ownership
- Organization and management
- Relationships with outside organizations
- Description of products and/or services
- Revenues and market share
- Marketing operations
- Customer service
- Inventory control and purchasing
- Production
- Physical distribution
- Computer, communications and information systems
- Financial management
- Legal affairs and litigation
- Security and safety
- Human resources
- Public relations
- Corporate development
- Description of fixed assets
- Land and buildings
- Vehicles, equipment and tooling
- Introduction to financial analysis
- Balance sheet analysis
- Current assets
- Non-current assets
- Liabilities
- Net worth
- Income statement analysis
- Revenues
- Cost of goods sold and gross margin
- Operating expenses
- Operating income
- Non-operating and nonrecurring items
- Income taxes
- Net income
- Capital expenditures
- Cash flow
- Financial ratio analysis
- Income statement projections
- Balance sheet projections
Business plan review: A good business plan must be well presented with clear to the point information with the ability to assess the risks and rewards. Equity Capital & Securities London carefully screen business plans, placing the highest emphasis on the management, market analysis plus risks and rewards. Equity Capital & Securities London looks for management's detailed information about themselves and their company.
Management presentation: The next step in the process involves the client providing the requested documentation and a written presentation by management to Equity Capital & Securities London so that a comprehensive profile of the management team can be built. Equity Capital & Securities London looks for integrity, motivation, market orientation, industry experience and leadership.
Site visits: Site visits by Equity Capital & Securities London or their appointed advisors gives the opportunity to meet management and employees, observe the company operation. Often, site visits reveal interesting aspects of the company that are not articulated in the business plan.
We offer a site visit only if, on the basis of the information you have provided, we believe your projects is potentially viable, financeable and profitable.
The site visit enables one of our senior executives:
- To view the site and its environment and meet you, your business partners, managers and other project stakeholders.
- To review the project plans, studies, documents, drawings, tests and surveys and confirm the accuracy of the information you have submitted to us.
- To discuss and consider the management structure for the project.
- To determine the degree to which the local population understand and want your project and to discuss planning and building regulations with local, and in the case of large projects national officials
- To provide the project stakeholders with an independent and objective view of the project.
- To form a view on how best to progress the project and consider future procedures, timings, requirements and development costs
- To complete our own independent due-diligence and background checks on all documentation submitted and all clients borrowers and management teams related to proposed transaction.
Audit & Consulting
Our Audit Services: Equity Capital & Securities London will analyze your Business prior to submission to the Investors and suggest additions and changes that we believe will accelerate your changes of obtaining Funding. Our Analyst reviews all documentation and, if necessary, prepares supplementary information before submission of Loan Applications to Lenders. We provide the Lender with a complete Loan Package to accelerate the process.- Statutory audit
- Budgetary review and assistance
- Commercial and market due diligence
- Assistance in the preparation and review of financial information Company Business Plan.
Management team evaluation and reference checks: Equity Capital & Securities London places an important emphasis on the quality of the people who manage the company or project. Equity Capital & Securities London may conducts thorough reference checks with customers, suppliers, creditors, academic institutions, and consultants, past and present investors lenders to ensure that the management team is capable of executing its proposed strategy.
Market and competitive analysis: Equity Capital & Securities London develops an assessment of market size through research, industry sources and proprietary analysis. A potential borrower must operate in markets that represent a significant opportunity. If markets meet this size criteria, we will examine the competitive environment to identify individual strengths and weaknesses. Potential investments must have business strategies that properly identify any risk to the lender or investor.
Business model and financial analysis: The business model and growth plan analysis are important aspects of the due diligence process. The Borrowing companies must have the potential to reach their financial goals. A detailed analysis and growth plan allows Equity Capital & Securities London to determine the viability of each project.
Corporate review: As a final step, Equity Capital & Securities London examines corporate records which reveal important information about legal matters, debt and equity, and pending litigation, if any.
Consensus-driven investment decisions: If potential applicants pass Equity Capital & Securities London requirements and if there is favorable rapport with the entrepreneur the opportunity is presented to the general partners or to a suitable lender or investment person or company for evaluation.
The information above is a guideline and is adaptable subject to the type of project and service the client requires.
Important Note: In any given transaction, the Client will be responsible for paying the Legal Fees should Equity Capital & Securities (London) needs a Valuation Report), Report Fees (should Equity Capital & Securities London need a Viability Report), and fees related to Due Diligence verifications.
Due Diligence Fees
Due Diligence expenses are charged by some lenders in certain circumstances. The act of Due Diligence should be considered in the same way as paying for an Appraisal or Feasibility Study, or the cost of a CPA preparing financials to accompany an application for a project funding request.
Due diligence/processing procedures In some cases we are required by our funders to inspect the applicant at source, to verify that the project is ‘real, genuine and economically viable’ and to (1) carry out all the required due diligence procedures and (2) advise the applicant exactly the way that the matter will be progressed, before presenting the case to the lender or investor.
You should be prepared to meet expenses for your project. These expenses could be, insurance premiums, appraisal fees, site visit, any legal expenses, formation of a company and travel expenses.
Important notes:
It is important that you understand it is not to arrange international finance or investment without incurring some costs.
For equity, JV partnerships etc, the investor normally meets all their own expenses and costs except for stage which you maybe required to pay for.
We will charge you a success commission / fee (%) which is based on (1) the size of the loan or investment and (2) the complexity of the case. We will agree the commission percentage with you in advance. This is only payable after release of funds.