- Humanitarian Project Funding •
- Business Acquisition Funding •
- Government Project Funding •
- Land Development Funding •
- Church Project Funding •
- Motion Picture Funding •
- Contract Financing Government •
- Project Funding Worldwide •
- Lending •
- General information, Term, Condition, Procedure for all viable projects finance funding •
- 100% project financing 10% of loan with SBLC/BG •
- International advisory consulting •
- Lenders & Investors •
- Mining Funding •
- Energy •
- Construction •
- Real Estate Funding •
- Bank Guarantee •
- Medium Term Loans •
- Standby Letters of Credit •
- Bonds •
Bonds
We have three programs for investors and clients of brokers. These are the ultimate of products that guarantee the investor all of their principal investment and have the chance for huge upside gains without any risk to capital.
The first program involves bonds (AAA government FICO or REFCO) collateral program. The trust will deliver up to one billion dollars of US graded bonds that are stripped to the investor or bank prior to disbursement of loan proceeds. Which makes the lender comfortable in knowing what the security is and the time to do their due diligence.
The second program allows the applicant to obtain a Credit Enhancement, which will enhance their success in obtaining a funding commitment on viable projects that meet the lenders minimum requirements. The following is an overview of the program for obtaining viable funding commitments for various projects around the world:
Most projects can be funded in 45 days, provided the Applicant's submission package proves that the Applicant has a viable project, that can repay the interest on the loan. If this can be accomplished, then the Applicant will get their project funded. It really is that simple!
The Credit Enhancement program is one where a type of "sinking fund" is created for the Applicant so that if they are seeking a loan for their project the entire principal can be guaranteed by the collateral enhancement or bank instrument. This allows the Applicant to borrow the funds needed for their project and pay "interest only" over the 10 year term of the loan. This is accomplished with a "sinking fund" type collateral enhancement, that is a top European Bank guarantee. Definition number one of a Sinking Fund, according to Barron's Dictionary of Banking Terms is: "Money accumulated in a custodial account to retire debt instruments according to a predetermined schedule, regardless of pricing changes in the secondary market. Some Sinking Fund requirements must be satisfied by redemption of a specific amount of the issue during a specific year. In other cases, the Sinking Fund requirement can be met through purchases of the issue in the open market."
This program involves requesting the financial collateral provider enhancement for approximately 60% (the percentage will go up and down as interest rates fluctuate) more than the amount of the project requests. This allows approximately 60% being used as a "sinking fund" account at a rate of return of approximately 5.29% (rate subject to change due to market conditions, but it is 5.29%, as of 03/17/04) yearly compound interest on that account, thus growing to the full principal amount by the end of the 10-year term. The extra 60% borrowed pays the principal on the loan. The Applicant never makes a payment on the principal, the principal is paid by the extra 60% borrowed and placed in the "sinking fund" account. Please do not confuse this with some self-liquidating loan program. This is not a self-liquidating loan program. This is by far on of the most popular programs available to developers today. Programs for governments are also available.
It normally takes 30 to 60 days to close a loan, with the average loan closing in 45 days. If the Applicant has done all of their due diligence and is ready to "break ground", they can be closed much faster.
The third program is an insurance product that is called a GIC or guaranteed investment contract. This is like an annuity or life product that has a specific term usually 10 years and is backed by an A+ rated or better insurance company that guarantees the entire principal. The borrower only has to make the interest payments. This product is not accessible by bankruptcy, creditors and is judgment proof. This product is very similar to the credit enhancement and is readily acceptable by most banking institutions as collateral and is easily borrowed against.